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Terms Of Use

CHECKMATE, A DIVISION OF LOCKTON COMPANIES LLP WEBSITE TERMS OF USE

Last Updated: 8 November 2018

PLEASE READ THESE TERMS OF USE CAREFULLY AND ENSURE YOU UNDERSTAND THEM BEFORE USING THIS WEBSITE

BY USING OUR WEBSITE, YOU CONFIRM THAT YOU ACCEPT THESE TERMS OF USE AND THAT YOU AGREE TO COMPLY WITH THEM

IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MUST NOT USE OUR WEBSITE

What's in these terms?

These terms tell you the rules for using our website www.checkmate.uk.com (our website).

Click on the links below to go straight to more information on each area:

Who we are and how to contact us

www.checkmate.uk.com is a website operated by Checkmate, a division of Lockton Companies LLP (we, us, our). We are a limited liability partnership registered in England and Wales under company number OC353198 and have our registered office at The St Botoloph Building,138 Houndsditch, London, EC3A 7AG. Our main trading address is The St Botoloph Building,138 Houndsditch, London, EC3A 7AG. Our VAT number is GB 449 6862 93.

We are authorised and regulated in the United Kingdom by the Financial Conduct Authority (FCA) under Firm Reference Number 523069.

To contact us, please email team@checkmate.uk.com or telephone us on 020 7933 2626.

By using our website you accept these terms

By using our website, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms, you must not use our website.

We recommend that you print a copy of these terms for future reference.

There are other terms that may apply to you

These terms of use refer to the following additional terms, which also apply to your use of our website:

  • Our Privacy Notice, which sets out how we collect and use personal data about you. See further under How we may use your personal information.
  • Our Cookie Notice, which sets out information about the cookies on our website.

We may make changes to these terms

We amend these terms from time to time. Every time you wish to use our website, please check these terms to ensure you understand the terms that apply at that time.

We may make changes to our website

We may update and change our website from time to time to reflect changes to our products and services, our users' needs, our business priorities and for legal and regulatory reasons.

We may suspend or withdraw our website

Our website is made available free of charge.

We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

We may, at our sole discretion, restrict, suspend or terminate your right to access our website if you breach these Terms of Use or otherwise misuse our website.

Our website is only for users in the UK

Our website is directed to people residing in the United Kingdom. We do not represent that content available on or through our website is appropriate for use or available in other locations.

You must keep your account details safe

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at team@checkmate.uk.com or on 020 7933 2626.

How you may use material on our website

We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You are permitted to print or download information and content from our website only for your own personal non-commercial use or for the non-commercial use of your organisation.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.

You must not use any part of the content on our website for commercial purposes without obtaining a licence to do so from us or our licensors. In particular you agree not to offer for sale or sell or distribute over any medium any part of our website or website materials whatsoever.

If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on information on this website

The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. A product or service shown on our website may not necessarily be suitable for you, and we make no warranty or representation that the material on our website is appropriate or available for use in any location or is compliant with all local laws. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.

Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date.

We are not responsible for websites we link to

Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those websites or resources and do not accept any responsibility or liability for those websites or resources. When you leave our website, we encourage you to read the privacy notice, terms of use and cookies notice of every website you visit.

User-generated content is not approved by us

This website may include information and materials uploaded by other users of the website, including documents and images. This information and these materials have not been verified or approved by us. The views expressed by other users on our website do not represent our views or values. If you wish to complain about information and materials uploaded by other users please contact us at team@checkmate.uk.com or on 020 7933 2626.

Our responsibility for loss or damage suffered by you

Whether you are a consumer or a business user:

  • We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

If you are a business user:

  • We exclude all implied conditions, warranties, representations or other terms that may apply to our website or any content on it.
  • We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
    • use of, or inability to use, our website; or
    • use of or reliance on any content displayed on our website.
    • In particular, we will not be liable for:
      • loss of profits, sales, business, or revenue;
      • business interruption;
      • loss of anticipated savings;
      • loss of business opportunity, goodwill or reputation; or
      • any indirect or consequential loss or damage.

If you are a consumer user:

  • Please note that we only provide our website for domestic and private use. You agree not to use our website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

How we may use your personal information

We will only use your personal information as set out in our Privacy Notice.

Rules about uploading content to our website

Whenever you make use of a feature that allows you to upload content to our website, or to make contact with other users of our website, you agree to:

  • be accurate (where stating fact) and genuine (where stating opinion) in any content you upload to our website;
  • not use our website for any illegal purposes;
  • not send, use, copy, post or allow any posting which is defamatory or obscene or which is abusive, indecent or in breach of another's privacy;
  • not send any unsolicited promotional or advertising material, spam or similar materials;
  • not to deceive anyone, impersonate any person or entity or misrepresent your identity or affiliation with any person; and
  • not infringe the intellectual property rights (including without limitation copyright, database right or trademark) of any other person.

 

You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty

We have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our website constitutes a violation of their intellectual property rights, or of their right to privacy.

We have the right to remove any posting you make on our website if, in our opinion, your post does not comply with the content standards set out above.

You are solely responsible for securing and backing up your content.

Rights you are giving us to use material you upload

When you upload or post content to our website, you grant us the following rights to use that content:

  • . In respect of any images and/or documents that you provide via our website (including without limitation via the Checkmate REDI tools), these shall remain your property and you hereby authorise us to use, copy, distribute any such images and/or documents for such purposes as we require for as long as such information is required. In particular and without limitation you hereby authorise us to anonymise (wherever possible) and use, copy and display any such images and/or documents for training purposes both internally within Checkmate and with third parties, in any form and via any medium.

 

We are not responsible for viruses and you must not introduce them

We do not guarantee that our website will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

Rules about linking to our website

You must not establish a link to our website or make our website, or any part of it, available as part of another website, whether by hyperlink framing on the internet or otherwise, without our prior approval.

If you wish to link to our website, please contact brokingdonedifferently@uk.lockton.com for the attention of the General Counsel.

Which country's laws apply to any disputes?

If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Our trademarks

The trademarks, service marks and logos contained on our website are owned by or licensed to us and are subject to copyright, trademark and other intellectual property rights under English and foreign laws and international conventions. You are not permitted to use them without our approval, unless they are part of material you are using as permitted under How you may use material on our website.

 

v. 1.30052018

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